Financial Peace of Mind

Financial Peace of Mind

At TerraFin Capital Credit, we’re dedicated to the financial well-being of our members and our community. It’s this commitment that drives us to share profits with our members, to offer competitive rates and low fees, to create Unbelievable Partnerships with local businesses, and to support local nonprofit organizations making an impact in our area. As your truly local credit union, we are proud to be your trusted banking partner.

Check Out Our Great Rates.

Auto Loans

LOW AS 5.15 %

Hybrid Home Equity

LOW AS 3.29 %

the first year, as low as 7.99% APR thereafter

Profit Payout*

We share our profit with our members.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout. This year we gave back a record-breaking $9.5 million to our members. It’s all part of how we make the unbelievable happen.

Exchange Rate

Our Credit and Debit Cards

Master Card Signature

Master Card Signature

0% APR Introductory Rate for 12 Months + Cash Back + No Annual Fee.

Master Card Starter

Master Card® Rewards

Rewards + No Annual Fee.

Master Card Low Rate

Master Card Low Rate

Low Rate + No Annual Fee.

Visa® Card Starter

Visa® Card Starter

Low Rate + No Annual Fee.

Visa® Rewards

Visa® Rewards

0% APR Introductory Rate for 12 Months + Cash Back + No Annual Fee.

Hear From Our Clients

View all reviews
Love the Teamwork

Came in to deposit some checks. The tellers were occupied, so one of the young ladies at a desk saw me walk in, and she took care of me. Love the teamwork that I see between the employees every time I come in CACU. 🙂

Lynn S.

/ April 2023 on Google Places

Amazing service with efficiency and attention to detail

I recently had help with a complicated international situation, and I received amazing service with patience, efficiency and attention to detail.

Sandra P.

/ April 2023 on Google Places

This credit union is on top of everything

This credit union is on top of everything. I am impressed with how they do business and how responsive they are :)

Oliver Holly

/ April 2023 on Google Places

Picked Just for You

Get $200 With Visa Signature

Spend $2,000 in the first 90 days and get $200 with our Visa Signature Credit Card.3

Mortgage

Find your dream home with our competitive rates and local experts you can trust.

Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases – with no monthly fees or minimum balances.4